Lillian brings with her twelve years of experience as a banking regulator with the CNMI Department of Commerce. She is currently the Banking Administrator and has held this position for the past eight years after having previously served four years as a Bank Examiner. In her capacity, Lillian is responsible for licensing and monitoring banks, financial institutions, money transmitters, foreign currency exchangers, pawnbrokers, securities broker-dealers, and investment advisers and agents. Over the past several years, Lillian has also been assisting the Department’s Insurance Section with monitoring the financial condition of domestic insurance companies as well as being a member of Foreign Investment Review Committee. Lillian also does special projects for the Department. Her most recent project has been to get the Small Business Development Center reopened in the CNMI. Prior to re-joining the Department of Commerce in 2002, Lillian served for four years as an Assistant Vice President for Credit administration then Operations for the Hongkong and Shanghai Banking Corporation (HSBC). Lillian attended Chico State University where she received a BS in Business Administration (Finance) in 1991.